Doctor visits, medicines, tests and hospital admission at 1,800+ hospitals across Nigeria. Real cover, clear limits — no stories.
Less than ₦100 a day · Individual & family plans · Sign up in about 3 minutes
Real, everyday healthcare — not small print. Here's what you get for ₦36,000 a year.
GP consultations at partner hospitals, plus telemedicine — talk to a doctor from your phone.
Prescribed drugs and refills covered up to ₦100,000 per year.
Standard ward admission, up to 15 days per year.
Emergency room care, plus roadside and hospital transfers.
Lab tests, blood pressure, blood sugar and urine checks to catch problems early.
Minor to major surgeries up to ₦150,000/year. Normal delivery covered (family plan).
Psychiatric care and stress management — rare at this price, included here.
Support for ongoing conditions, up to ₦50,000 per year.
Expert medical review when you're facing a big decision.
Partner hospitals across Nigeria — including in these cities. Not sure about yours? Message us on WhatsApp and we'll confirm the hospitals near you before you pay.
No paperwork, no office visit. Start today, use your cover as soon as your policy is confirmed.
Your name and phone number — takes about a minute.
₦36,000 for the year. We show you a dedicated account — no card needed.
Receive your policy confirmation and start using any of our 1,800+ partner hospitals.
Nobody plans to fall ill. But when it happens, the difference between a hard month and a manageable one is whether you were covered before it started.
Get covered — ₦36,000/yearWe have 1,800+ partner hospitals across Nigeria. After you sign up, we'll confirm the hospitals nearest to you before you pay — just ask on WhatsApp and we'll send the list for your area.
Your policy is confirmed after payment and you'll receive your insurance code. Some benefits (like surgery) may have a short waiting period — we'll spell out exactly which ones before you pay.
No — the Rose Plan is a single payment of ₦36,000 that covers you for a full year. We describe it as "less than ₦100 a day" to show what that works out to over the year; it isn't a monthly or instalment plan, and there's nothing to renew until your cover year ends. If paying the full amount at once is difficult right now, message us on WhatsApp and we'll talk through what's possible.
Yes — Liberty Life plans are provided in partnership with NEM Health. You get a policy number and insurance code, and you access care directly at partner hospitals.
Cover yourself, your spouse and children, or buy separate cover for friends and relatives.
Full Rose Plan cover for one person. Stop dreading hospital bills — see a doctor, get your medicines, and know admission is covered.
One required principal at ₦36,000, then add each dependant at ₦32,400. Record every dependant’s name, date of birth, relationship and gender.
Buy independent cover for a friend, parent, sibling, relative, colleague or anyone else you care about.
School fees, rent, feeding — a surprise hospital bill shouldn't join that list. Cover the whole house once, and stop gambling with it.
30 seconds to sign up. Pay by secure bank transfer — we show you the account, your cover activates automatically. Prefer to talk to a human first? A real person replies on WhatsApp.
Less than ₦100 a day · 1,800+ hospitals · 10,000+ families trust us
Download the personal-cover brochure or open the master guide for Liberty Life, NEM Health, every active plan, business cover, partnership and the verified hospital network.
Help families near you get health cover and earn ₦4,500+ on every plan — sell directly or just share your link. Real people are earning ₦50,000–₦100,000+ a month.