In partnership with NEM Health · 200+ partner hospitals · 10,000+ families covered
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Rose Plan · Health insurance

Health cover for less than ₦100 a day.

Doctor visits, medicines, tests and hospital admission at 200+ hospitals across Nigeria. Real cover, clear limits — no stories.

₦36,000 billed yearly · Sign up in about 3 minutes

What the Rose Plan covers

Real, everyday healthcare — not small print. Here's what you get for ₦36,000 a year.

Doctor visits

GP consultations at partner hospitals, plus telemedicine — talk to a doctor from your phone.

Medicines

Prescribed drugs and refills covered up to ₦100,000 per year.

Hospital admission

Standard ward admission, up to 15 days per year.

Emergencies

Emergency room care, plus roadside and hospital transfers.

Tests & checkups

Lab tests, blood pressure, blood sugar and urine checks to catch problems early.

Surgery & maternity

Minor to major surgeries up to ₦150,000/year. Normal delivery covered (family plan).

Mental health

Psychiatric care and stress management — rare at this price, included here.

Chronic care

Support for ongoing conditions, up to ₦50,000 per year.

Second opinion

Expert medical review when you're facing a big decision.

Honest limits, upfront: total benefit limit is ₦250,000/year, with the per-benefit limits shown above. If you need bigger surgical, maternity or international cover, ask us about our higher plans on WhatsApp.
Backed by Liberty Life × NEM Health
Regulated health insurance · Policy number & insurance code issued on payment · NHIA Reg: [ADD NUMBER]

200+ hospitals, nationwide

Partner hospitals across Nigeria — including in these cities. Not sure about yours? Message us on WhatsApp and we'll confirm the hospitals near you before you pay.

LagosAbujaPort HarcourtIbadanEnuguKanoBenin CityAbeokutaOwerriUyo+ more

Covered in 3 steps

No paperwork, no office visit. Start today, use your cover as soon as your policy is confirmed.

Tell us about you

Your name and phone number — takes about a minute.

Pay securely online

₦36,000/year by card, transfer or USSD through Paystack.

Get your insurance code

Receive your policy confirmation and start using any of our 200+ partner hospitals.

Trusted where it matters

15+
years of experience
200+
partner hospitals nationwide
10,000+
families covered
300+
organisations onboard
"REPLACE ME with a real enrollee quote — one sentence about a claim that was paid or a hospital visit that went smoothly. Real names convert; invented ones destroy trust."

Questions people ask before joining

Which hospitals can I use?

We have 200+ partner hospitals across Nigeria. After you sign up, we'll confirm the hospitals nearest to you before you pay — just ask on WhatsApp and we'll send the list for your area.

When can I start using my cover?

Your policy is confirmed after payment and you'll receive your insurance code. Some benefits (like surgery) may have a short waiting period — we'll spell out exactly which ones before you pay.

Can I pay monthly?

The Rose Plan is billed yearly at ₦36,000 — that works out to ₦3,000/month or less than ₦100/day. If a yearly payment is hard right now, message us on WhatsApp and we'll help you find an option.

Is this real insurance? Who is behind it?

Yes — Liberty Life plans are provided in partnership with NEM Health. You get a policy number and insurance code, and you access care directly at partner hospitals.

Get covered today

30 seconds to sign up. Pay securely with Paystack. Your insurance code follows. Prefer to talk to a human first? A real person replies on WhatsApp.

₦36,000 billed yearly · 200+ hospitals · 10,000+ families trust us

₦3,000/mo
billed ₦36,000/year
Get covered